This is a machine learning project for credit decisioning for banks or other financial institutions and in this project, we will use machine learning models for classification.
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Feb 8, 2026 - Jupyter Notebook
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credit-decisioning
Here are 12 public repositories matching this topic...
Commercial portfolio monitoring and early-risk repo for staging, migration, early-warning, concentration, and impairment-style reporting outputs across bank and non-bank lending environments.
python australia fintech banking portfolio-project synthetic-data credit-risk impairment risk-analytics credit-decisioning portfolio-monitoring migration-analysis early-warning commercial-lending
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Apr 13, 2026 - Python
Commercial EAD and CCF repo for funded and unfunded exposure estimation using utilisation and conversion-factor assumptions for loss, pricing, and portfolio decisioning workflows.
python australia fintech banking ccf utilisation portfolio-project synthetic-data credit-risk risk-analytics credit-decisioning exposure-at-default commercial-lending credit-exposure
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Apr 13, 2026 - Python
Mpesa data useful for credit risk modelling
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Apr 12, 2026 - Python
Commercial RWA and capital analytics repo translating upstream risk outputs into explainable capital summaries and portfolio reporting, with relevance to both institutional and lending-risk teams.
python australia fintech banking basel portfolio-project synthetic-data credit-risk risk-analytics rwa credit-decisioning commercial-lending capital-analytics regulatory-capital
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Apr 13, 2026 - Python
Commercial credit stress testing repo for scenario overlays across PD, LGD, EAD, and expected loss at facility and portfolio level for risk review and lending strategy.
python australia stress-testing fintech banking portfolio-project synthetic-data credit-risk risk-analytics scenario-analysis portfolio-risk credit-decisioning commercial-lending downturn-analysis
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Apr 13, 2026 - Python
Commercial LGD and recovery repo for downturn severity, recovery waterfalls, and collateral-adjusted loss analytics used in expected loss, pricing, and risk review.
python australia fintech banking collateral portfolio-project synthetic-data credit-risk risk-analytics workout-analysis credit-decisioning loss-given-default commercial-lending recovery-analysis
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Apr 15, 2026 - Python
Commercial expected loss and decision-support engine combining PD, LGD, and EAD into facility-level and portfolio-level outputs for portfolio risk and lending use cases.
python australia fintech banking ecl portfolio-project synthetic-data credit-risk risk-analytics ifrs9 credit-decisioning expected-loss commercial-lending loan-loss
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Apr 13, 2026 - Python
Commercial credit scorecard (PD) repo for borrower risk grades, score bands, and decision outputs used in both bank-aligned risk assessment and practical origination workflows.
python australia fintech banking credit-scoring scorecard portfolio-project synthetic-data credit-risk risk-analytics probability-of-default credit-decisioning risk-rating commercial-lending
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Apr 14, 2026 - Python
Commercial industry analysis and macro overlay repo for sector risk scoring, benchmark references, downturn overlays, and concentration support tables used in portfolio risk review and lending strategy.
python australia fintech banking public-data portfolio-project synthetic-data credit-risk risk-analytics sector-analysis credit-decisioning macro-risk industry-analysis commercial-lending
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Apr 14, 2026 - Python
Commercial pricing and return-hurdle repo for minimum margin views, pricing recommendations, and risk-return summaries across bank-style and non-bank lending contexts.
python australia fintech banking portfolio-project synthetic-data credit-risk risk-analytics credit-decisioning raroc risk-based-pricing commercial-lending return-hurdle loan-pricing
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Apr 13, 2026 - Python
Commercial borrower financial statement analysis repo for standardised financials, ratio diagnostics, and working-capital metrics used in both structured credit assessment and practical lending decisioning.
python australia fintech banking portfolio-project synthetic-data credit-risk risk-analytics financial-statement-analysis credit-analysis credit-decisioning working-capital financial-spreading commercial-lending
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Apr 13, 2026 - Python
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