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🚀 AutoFund Agents

AutoFund Agents is a Web3-based autonomous financial system built on the Monad blockchain, designed for the Agent Economy, where AI agents act as independent financial participants.

The platform enables autonomous agents to manage investments, subscriptions, and payments, while Monad smart contracts provide programmable, conditional settlement (x402) in a trustless, transparent, and low-latency manner.


🧠 Overview

Modern financial management is fragmented and manual. AutoFund Agents replaces this with a fully autonomous, agent-driven financial operating system.

Users define high-level rules and limits, and AI agents continuously:

  • Analyze financial data
  • Make decisions
  • Execute actions on-chain

All activity is auditable, secure, and explainable.


🤖 Agent-Based Architecture

AutoFund Agents is built as a multi-agent system, where each agent has a clear responsibility and its own economic identity.

Core Agents

  • Market Analysis Agent Analyzes market data using technical indicators and generates confidence-scored signals.

  • Trading Agent Executes trades based on approved strategies and agent signals.

  • Subscription Agent Tracks usage, renewal cycles, and costs for recurring subscriptions.

  • Recommendation Agent Explains why each financial action is recommended, enabling explainable AI.

  • Risk & Approval Agent Enforces spending limits and requests user consent when required.

  • Settlement Agent (Monad) Executes all payments, transfers, and settlements on-chain.

Agents communicate with each other and with smart contracts, not humans.


🔗 Monad Blockchain & x402

Monad acts as the execution and settlement layer for AutoFund Agents.

Smart Contracts Handle:

  • Conditional payments and escrow
  • Scheduled subscription renewals
  • Automatic execution based on user-defined rules
  • Fee splitting between agents
  • Immutable audit trails

Example x402 Rule

If the user does not respond within 24 hours, automatically execute the scheduled subscription payment.

This demonstrates programmable settlement for autonomous agents, aligned with the Agent Economy.


📊 Key Features

📈 Autonomous Investment Management

  • AI-driven market analysis
  • Confidence-based trading decisions
  • Paper trading for demos
  • On-chain settlement of results

🔁 Subscription & Expense Automation

  • Tracks cost, usage, and renewal dates
  • AI-powered recommendations (upgrade, downgrade, cancel, auto-pay)
  • Conditional execution via smart contracts

🧠 Explainable AI

Every action is justified with a clear explanation, building trust and transparency.

🔐 Agent Wallet System

  • Each agent has its own Monad wallet
  • Spending limits and permission scopes
  • Fully auditable on-chain history

🖥️ Tech Stack

Frontend

  • Next.js + React
  • Interactive dashboards & charts
  • Wallet integration

Backend (Planned / In Progress 🚧)

  • Spring Boot
  • AI agent orchestration services
  • Market analysis engine
  • Subscription & expense logic
  • Risk & approval rules engine
  • WebSocket-based real-time updates
  • Web3 interaction with Monad smart contracts

⚠️ Note: Backend services are currently under active development. The repository structure and responsibilities are defined to demonstrate full-system architecture and will be incrementally implemented.

Blockchain

  • Monad blockchain
  • Solidity smart contracts
  • Conditional settlement (x402)

🏗️ Repository Structure (Planned)

autofund-agents/
├── frontend/          # Next.js dashboard
├── backend/           # Spring Boot services (WIP)
│   ├── agents/        # AI agent implementations
│   ├── orchestration/ # Agent coordination logic
│   ├── services/      # Business logic
│   └── web3/          # Monad integration
├── contracts/         # Solidity smart contracts
├── docs/              # Architecture & design docs
└── README.md

🚧 Development Status

  • ✅ Core concept & system architecture defined
  • ✅ Frontend MVP dashboard implemented
  • 🚧 Backend agent services (Spring Boot) — in progress
  • 🚧 Monad smart contracts — in progress
  • 🚧 End-to-end on-chain execution

This repository intentionally includes planned backend and blockchain components to reflect the complete design of an autonomous financial system.


🏆 Why AutoFund Agents

AutoFund Agents demonstrates how AI + Web3 can enable:

  • Autonomous financial workflows
  • Trustless, programmable settlement
  • Scalable agent economies

This project showcases how Monad can power the next generation of autonomous financial systems.


📜 License

MIT License

About

AutoFund Agents is a Web3 autonomous finance platform on Monad where AI agents act as independent financial actors. Users set high-level rules, and agents manage investments, subscriptions, and payments using trustless, programmable on-chain settlement (x402) with full transparency, security, and low-latency execution.

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