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📊 Loan Funnel Analysis

This is a full end-to-end data analytics project simulating a loan application funnel at a fintech or lending company. It includes:

✅ Funnel performance monitoring
✅ Automated KPI reporting and alerting
✅ Advanced data insights and cohort analysis
✅ A/B testing to evaluate underwriting strategy changes
✅ A deployed interactive dashboard (via Streamlit)


🚀 Project Overview

🎯 Objective

To simulate, analyze, and optimize the loan funnel journey — from application to funding — and identify areas of improvement using metrics, insights, and A/B experimentation.


📦 Features

Category Description
🔁 Synthetic Data Generation Realistic data for 10,000 applicants with credit score, income, loan amounts, funnel stages, approval, and default outcomes
📊 Funnel Analysis Stage-wise conversion rates, approval and funding rates, weekly application trends
📈 Advanced Insights Analyze how age, income, and credit score influence approvals. Cohort analysis by credit bands and income brackets
🧪 A/B Testing Compare approval and default rates for different underwriting strategies. Perform Z-tests for statistical significance
🚨 Automated Reporting Scheduled KPI monitoring and alerting if metrics fall below defined thresholds
📊 Interactive Dashboard Deployed with Streamlit to visualize KPIs, test results, cohort breakdowns, and alerts

🧰 Tools & Technologies

  • Python, Pandas, SQLite
  • Faker for synthetic data generation
  • Statsmodels for A/B testing (Z-test for proportions)
  • Streamlit for dashboard deployment
  • SQL for query-based analysis (via SQLite)


✅ How to Run Locally

  1. Clone the repo
  2. Install dependencies:
pip install -r requirements.txt
  1. Generate data and SQLite DB:
python src/generate_data.py
  1. Launch the dashboard:
streamlit run dashboard/app.py

About

Tracks how loan applications move through each stage, helps spot where people drop off, and gives clear insights to improve approval strategies and overall performance.

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