Using SchemaLocation with a file path

[kiran-ms]

Hello,
I'm trying to validate an incoming payload against an OpenAPI document. The open api document is present in a particular path as a json file. I would like to use SchemaLocation with this file path, but I'm getting file not found exception. Can someone help me how to overcome this, or any other alternative way?

Given below is my code snippet,
SchemaRegistry schemaRegistry = SchemaRegistry.withDialect(Dialects.getOpenApi31(),
builder -> builder.schemaLoader(schemaLoader -> schemaLoader.allow(iri ->
iri.toString().startsWith("file:")))
.build());

     Path path = Paths.get("/home/kiran/tmf666_v5.json");
    final var location = SchemaLocation.of(path.toUri().toString());

   Schema schema = schemaRegistry.getSchema(location);

The last statement schemaRegistry.getSchema gives rise to FileNotFoundException.