diff --git a/src/mcp/mod.rs b/src/mcp/mod.rs
index 1cf8d76..fa809c3 100644
--- a/src/mcp/mod.rs
+++ b/src/mcp/mod.rs
@@ -28,7 +28,7 @@
 //!
 //! - **Phase 1**: module skeleton + tool registry shape.
 //! - **Phase 2** (this, #293): stdio JSON-RPC skeleton (`parsec mcp serve`).
-//! - **Phase 3** (#293): wire real implementations to registered tools.
+//! - **Phase 3** (#293): replace structured stubs with real tool implementations.
 
 // Phase 1 skeleton: items are defined but the JSON-RPC dispatcher (Phase 2)
 // has not been wired yet. Suppress dead_code until Phase 2 lands.
@@ -279,8 +279,8 @@ pub fn tools_list_payload() -> anyhow::Result<serde_json::Value> {
 /// Serve newline-delimited JSON-RPC 2.0 messages over stdio.
 ///
 /// This Phase 2 skeleton establishes the transport boundary used by MCP
-/// clients. It supports `initialize`, `tools/list`, and an explicit `echo`
-/// method for smoke tests; real tool dispatch lands in the next phase.
+/// clients. It supports `initialize`, `tools/list`, `tools/call`, and an
+/// explicit `echo` method for smoke tests.
 pub fn serve_stdio(dry_run: bool) -> anyhow::Result<()> {
     serve(std::io::stdin().lock(), std::io::stdout().lock(), dry_run)
 }
@@ -290,7 +290,7 @@ where
     R: BufRead,
     W: Write,
 {
-    let _ctx = McpContext::from_cwd(dry_run)?;
+    let ctx = McpContext::from_cwd(dry_run)?;
     let mut writer = writer;
 
     for line in reader.lines() {
@@ -300,7 +300,7 @@ where
         }
 
         let response = match serde_json::from_str::<serde_json::Value>(&line) {
-            Ok(request) => dispatch_json_rpc(request),
+            Ok(request) => dispatch_json_rpc_with_context(request, &ctx),
             Err(err) => Some(json_rpc_error(
                 serde_json::Value::Null,
                 -32700,
@@ -320,6 +320,14 @@ where
 }
 
 fn dispatch_json_rpc(request: serde_json::Value) -> Option<serde_json::Value> {
+    let ctx = McpContext::from_cwd(false).ok()?;
+    dispatch_json_rpc_with_context(request, &ctx)
+}
+
+fn dispatch_json_rpc_with_context(
+    request: serde_json::Value,
+    ctx: &McpContext,
+) -> Option<serde_json::Value> {
     if is_notification(&request) {
         return None;
     }
@@ -358,7 +366,7 @@ fn dispatch_json_rpc(request: serde_json::Value) -> Option<serde_json::Value> {
                 .cloned()
                 .unwrap_or(serde_json::Value::Null),
         )),
-        "tools/call" => Some(handle_tools_call(id, request.get("params"))),
+        "tools/call" => Some(handle_tools_call(id, request.get("params"), ctx)),
         "" => Some(json_rpc_error(
             id,
             -32600,
@@ -403,6 +411,7 @@ fn json_rpc_error(
 fn handle_tools_call(
     id: serde_json::Value,
     params: Option<&serde_json::Value>,
+    ctx: &McpContext,
 ) -> serde_json::Value {
     let Some(params) = params.and_then(serde_json::Value::as_object) else {
         return json_rpc_error(
@@ -440,20 +449,37 @@ fn handle_tools_call(
         );
     }
 
-    json_rpc_result(
-        id,
-        serde_json::json!({
-            "content": [{
-                "type": "text",
-                "text": serde_json::json!({
-                    "code": "not_implemented",
-                    "message": "tools/call dispatch is planned for the next MCP phase",
-                    "tool": name,
-                }).to_string(),
-            }],
-            "isError": true,
-        }),
-    )
+    let arguments = params
+        .get("arguments")
+        .cloned()
+        .unwrap_or_else(|| serde_json::json!({}));
+
+    match tools::dispatch(name, ctx, arguments) {
+        Ok(payload) => json_rpc_result(id, mcp_content_envelope(payload, false)),
+        Err(err) => json_rpc_result(
+            id,
+            mcp_content_envelope(
+                serde_json::json!({
+                    "error": {
+                        "code": "tool_error",
+                        "message": err.to_string(),
+                        "tool": name,
+                    }
+                }),
+                true,
+            ),
+        ),
+    }
+}
+
+fn mcp_content_envelope(payload: serde_json::Value, is_error: bool) -> serde_json::Value {
+    serde_json::json!({
+        "content": [{
+            "type": "text",
+            "text": payload.to_string(),
+        }],
+        "isError": is_error,
+    })
 }
 
 #[cfg(test)]
diff --git a/src/mcp/tools/ci.rs b/src/mcp/tools/ci.rs
index 4d2c31d..684543a 100644
--- a/src/mcp/tools/ci.rs
+++ b/src/mcp/tools/ci.rs
@@ -5,5 +5,5 @@ use crate::mcp::McpContext;
 /// `ci_status` — fetch GitHub Actions check-run results for a worktree branch.
 #[allow(dead_code)]
 pub fn status(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<serde_json::Value> {
-    todo!("ci_status: implement in Phase 3 (#293)")
+    Err(super::not_implemented("ci_status"))
 }
diff --git a/src/mcp/tools/health.rs b/src/mcp/tools/health.rs
index 28e914c..419dbec 100644
--- a/src/mcp/tools/health.rs
+++ b/src/mcp/tools/health.rs
@@ -5,5 +5,5 @@ use crate::mcp::McpContext;
 /// `health_check` — run worktree health diagnostics.
 #[allow(dead_code)]
 pub fn check(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<serde_json::Value> {
-    todo!("health_check: implement in Phase 3 (#293)")
+    Err(super::not_implemented("health_check"))
 }
diff --git a/src/mcp/tools/mod.rs b/src/mcp/tools/mod.rs
index 7d49127..390ea1a 100644
--- a/src/mcp/tools/mod.rs
+++ b/src/mcp/tools/mod.rs
@@ -1,18 +1,19 @@
 //! MCP tool handler modules.
 //!
 //! Each sub-module corresponds to one or more tools in the catalogue defined
-//! in `docs/mcp/spec.md`. Handlers are stubs in Phase 1; they will be wired
-//! to real implementations in Phase 3 (issue #293).
+//! in `docs/mcp/spec.md`. Handlers are intentionally thin while the MCP
+//! transport matures; concrete CLI integrations land behind this dispatch
+//! boundary in later phases (issue #293).
 //!
 //! ## Adding a new tool
 //!
 //! 1. Add a `ToolDef` entry to `crate::mcp::TOOLS`.
 //! 2. Create (or extend) a sub-module here.
 //! 3. Implement `pub fn handle(ctx: &McpContext, input: serde_json::Value) -> anyhow::Result<serde_json::Value>`.
-//! 4. Register the handler in `McpServer::dispatch` (Phase 2).
+//! 4. Register the handler in [`dispatch`].
+
+use crate::mcp::McpContext;
 
-// Phase 1: modules are declared but contain only stub signatures.
-// Implementations land in Phase 3 when the JSON-RPC server is wired up.
 pub mod ci;
 pub mod health;
 pub mod pr;
@@ -20,3 +21,45 @@ pub mod reviews;
 pub mod smartlog;
 pub mod sync;
 pub mod worktree;
+
+/// Shared MCP tool handler signature.
+pub type ToolHandler = fn(&McpContext, serde_json::Value) -> anyhow::Result<serde_json::Value>;
+
+/// Return the executable handler for a registered MCP tool name.
+#[must_use]
+pub fn handler_for(name: &str) -> Option<ToolHandler> {
+    match name {
+        "worktree_list" => Some(worktree::list),
+        "worktree_start" => Some(worktree::start),
+        "worktree_status" => Some(worktree::status),
+        "worktree_ship" => Some(worktree::ship),
+        "smartlog" => Some(smartlog::run),
+        "ci_status" => Some(ci::status),
+        "pr_status" => Some(pr::status),
+        "health_check" => Some(health::check),
+        "reviews" => Some(reviews::list),
+        "sync" => Some(sync::run),
+        _ => None,
+    }
+}
+
+/// Dispatch an MCP tool call to its module-level handler.
+///
+/// # Errors
+/// Returns the handler error when the tool is registered but its implementation
+/// cannot complete. Unknown tools return an explicit error for defensive use.
+pub fn dispatch(
+    name: &str,
+    ctx: &McpContext,
+    input: serde_json::Value,
+) -> anyhow::Result<serde_json::Value> {
+    let Some(handler) = handler_for(name) else {
+        anyhow::bail!("unknown MCP tool '{name}'");
+    };
+
+    handler(ctx, input)
+}
+
+pub(crate) fn not_implemented(tool: &str) -> anyhow::Error {
+    anyhow::anyhow!("{tool}: implementation is planned for a later MCP phase (#293)")
+}
diff --git a/src/mcp/tools/pr.rs b/src/mcp/tools/pr.rs
index 6452e44..eba264b 100644
--- a/src/mcp/tools/pr.rs
+++ b/src/mcp/tools/pr.rs
@@ -5,5 +5,5 @@ use crate::mcp::McpContext;
 /// `pr_status` — GitHub PR state, review approvals, and merge readiness.
 #[allow(dead_code)]
 pub fn status(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<serde_json::Value> {
-    todo!("pr_status: implement in Phase 3 (#293)")
+    Err(super::not_implemented("pr_status"))
 }
diff --git a/src/mcp/tools/reviews.rs b/src/mcp/tools/reviews.rs
index 7abf140..cbfbee6 100644
--- a/src/mcp/tools/reviews.rs
+++ b/src/mcp/tools/reviews.rs
@@ -5,5 +5,5 @@ use crate::mcp::McpContext;
 /// `reviews` — list incoming and outgoing review requests.
 #[allow(dead_code)]
 pub fn list(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<serde_json::Value> {
-    todo!("reviews: implement in Phase 3 (#293)")
+    Err(super::not_implemented("reviews"))
 }
diff --git a/src/mcp/tools/smartlog.rs b/src/mcp/tools/smartlog.rs
index f81e4c1..794d52c 100644
--- a/src/mcp/tools/smartlog.rs
+++ b/src/mcp/tools/smartlog.rs
@@ -8,5 +8,5 @@ use crate::mcp::McpContext;
 /// `smartlog` — render the commit DAG with PR/CI overlays.
 #[allow(dead_code)]
 pub fn run(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<serde_json::Value> {
-    todo!("smartlog: implement in Phase 3 (#293)")
+    Err(super::not_implemented("smartlog"))
 }
diff --git a/src/mcp/tools/sync.rs b/src/mcp/tools/sync.rs
index 9aed6f6..3331290 100644
--- a/src/mcp/tools/sync.rs
+++ b/src/mcp/tools/sync.rs
@@ -5,5 +5,5 @@ use crate::mcp::McpContext;
 /// `sync` — rebase/merge stale worktrees against base branch.
 #[allow(dead_code)]
 pub fn run(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<serde_json::Value> {
-    todo!("sync: implement in Phase 3 (#293)")
+    Err(super::not_implemented("sync"))
 }
diff --git a/src/mcp/tools/worktree.rs b/src/mcp/tools/worktree.rs
index e3f2b4f..6a9906d 100644
--- a/src/mcp/tools/worktree.rs
+++ b/src/mcp/tools/worktree.rs
@@ -18,7 +18,7 @@ use crate::mcp::McpContext;
 pub fn list(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<serde_json::Value> {
     // Phase 3: call crate::worktree::manager to enumerate worktrees,
     // optionally fetch PR/CI status via crate::github.
-    todo!("worktree_list: implement in Phase 3 (#293)")
+    Err(super::not_implemented("worktree_list"))
 }
 
 /// `worktree_start` — create a new worktree for a ticket.
@@ -28,7 +28,7 @@ pub fn list(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<serd
 #[allow(dead_code)]
 pub fn start(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<serde_json::Value> {
     // Phase 3: call crate::worktree::lifecycle::create.
-    todo!("worktree_start: implement in Phase 3 (#293)")
+    Err(super::not_implemented("worktree_start"))
 }
 
 /// `worktree_status` — detailed status for a single worktree.
@@ -38,7 +38,7 @@ pub fn start(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<ser
 #[allow(dead_code)]
 pub fn status(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<serde_json::Value> {
     // Phase 3: combine git2 status + github PR/CI queries.
-    todo!("worktree_status: implement in Phase 3 (#293)")
+    Err(super::not_implemented("worktree_status"))
 }
 
 /// `worktree_ship` — push branch, open/update PR, optionally clean up.
@@ -49,5 +49,5 @@ pub fn status(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<se
 pub fn ship(_ctx: &McpContext, _input: serde_json::Value) -> anyhow::Result<serde_json::Value> {
     // Phase 3: call crate::cli::commands::ship internals.
     // Respect ctx.dry_run before any side effects.
-    todo!("worktree_ship: implement in Phase 3 (#293)")
+    Err(super::not_implemented("worktree_ship"))
 }