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Decentro (decentro)

Decentro is a banking-as-a-service platform that provides businesses with seamless integration to Indian banking infrastructure - including payments (UPI, IMPS, NEFT, RTGS), virtual accounts, KYC, ledger primitives, and credit-bureau data. Decentro publishes a developer portal and Postman collection covering six API categories: KYC & Onboarding, Bytes (alternate data), Scanner (forensics), Payments, Virtual Accounts, and Ledger.

APIs.json: https://raw.githubusercontent.com/api-evangelist/decentro/refs/heads/main/apis.yml

Scope

  • Position: Consuming
  • Access: 3rd-Party

Tags

  • Banking
  • Banking-as-a-Service
  • FinTech
  • India
  • KYC
  • Ledger
  • Payments
  • UPI
  • Virtual Accounts

Timestamps

  • Created: 2025-02-24
  • Modified: 2026-05-19

APIs

Decentro KYC & Onboarding API

Identity verification, customer onboarding, DigiLocker integration, Aadhaar OTP, document classification, and face match.

Tags

  • Aadhaar
  • DigiLocker
  • Forensics
  • KYC
  • Onboarding

Properties

Decentro Payments API

Collections, payouts, ENACH mandates, UPI Autopay, settlements, and refunds for the Indian banking system.

Tags

  • Collections
  • Mandates
  • Payouts
  • Settlements
  • UPI

Properties

Decentro Virtual Accounts API

Create and manage virtual bank accounts, balances, statements, and remitter whitelisting for collections and reconciliation.

Tags

  • Banking
  • Reconciliation
  • Virtual Accounts

Properties

Decentro Ledger API

Double-entry accounting primitives for journals, ledger accounts, and transactions tied to Decentro virtual accounts and external counterparties.

Tags

  • Accounts
  • Accounting
  • Ledger
  • Transactions

Properties

Common Properties

Maintainers

FN: Kin Lane Email: kin@apievangelist.com

About

Decentro is a banking-as-a-service platform that provides businesses with seamless integration to Indian banking infrastructure - including payments (UPI, IMPS, NEFT, RTGS), virtual accounts, KYC, ledger primitives, and credit-bureau data.

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