diff --git a/src/main/java/ditda/backend/domain/auth/dto/request/DesignerSignupRequest.java b/src/main/java/ditda/backend/domain/auth/dto/request/DesignerSignupRequest.java
index 66dd89f..d2bead1 100644
--- a/src/main/java/ditda/backend/domain/auth/dto/request/DesignerSignupRequest.java
+++ b/src/main/java/ditda/backend/domain/auth/dto/request/DesignerSignupRequest.java
@@ -23,7 +23,7 @@ public record DesignerSignupRequest(
 		example = """
 			[
 				{
-					"type": "SERVICE",
+					"type": "DESIGNER_SERVICE",
 					"version": "V1.0",
 					"isAgreed": true
 				},
@@ -31,16 +31,6 @@ public record DesignerSignupRequest(
 					"type": "USERINFO",
 					"version": "V1.0",
 					"isAgreed": true
-				},
-				{
-					"type": "SETTLEMENT",
-					"version": "V1.0",
-					"isAgreed": true
-				},
-				{
-					"type": "DISINTERMEDIATION",
-					"version": "V1.0",
-					"isAgreed": true
 				}
 			]
 			"""
@@ -94,7 +84,7 @@ public record DesignerSignupRequest(
 
 	public record TermRequest(
 
-		@Schema(description = "약관 종류", example = "SERVICE")
+		@Schema(description = "약관 종류", example = "DESIGNER_SERVICE")
 		@NotNull(message = "약관 종류 필수입니다.")
 		TermType type,
 
diff --git a/src/main/java/ditda/backend/domain/auth/dto/request/InstructorSignupRequest.java b/src/main/java/ditda/backend/domain/auth/dto/request/InstructorSignupRequest.java
index dac10ca..7da95fe 100644
--- a/src/main/java/ditda/backend/domain/auth/dto/request/InstructorSignupRequest.java
+++ b/src/main/java/ditda/backend/domain/auth/dto/request/InstructorSignupRequest.java
@@ -22,7 +22,7 @@ public record InstructorSignupRequest(
 		example = """
 			[
 				{
-					"type": "SERVICE",
+					"type": "INSTRUCTOR_SERVICE",
 					"version": "V1.0",
 					"isAgreed": true
 				},
@@ -30,16 +30,6 @@ public record InstructorSignupRequest(
 					"type": "USERINFO",
 					"version": "V1.0",
 					"isAgreed": true
-				},
-				{
-					"type": "SETTLEMENT",
-					"version": "V1.0",
-					"isAgreed": true
-				},
-				{
-					"type": "DISINTERMEDIATION",
-					"version": "V1.0",
-					"isAgreed": true
 				}
 			]
 			"""
@@ -84,7 +74,7 @@ public record InstructorSignupRequest(
 
 	public record TermRequest(
 
-		@Schema(description = "약관 종류", example = "SERVICE")
+		@Schema(description = "약관 종류", example = "INSTRUCTOR_SERVICE")
 		@NotNull(message = "약관 종류 필수입니다.")
 		TermType type,
 
diff --git a/src/main/java/ditda/backend/domain/auth/service/DesignerAuthService.java b/src/main/java/ditda/backend/domain/auth/service/DesignerAuthService.java
index a31a1e4..28a07c7 100644
--- a/src/main/java/ditda/backend/domain/auth/service/DesignerAuthService.java
+++ b/src/main/java/ditda/backend/domain/auth/service/DesignerAuthService.java
@@ -56,7 +56,7 @@ public AuthResult signup(DesignerSignupRequest request, List<String> portfolioKe
 		);
 
 		// 약관 동의 여부 DB 저장
-		termService.saveTerms(user, toAgreements(request.terms()));
+		termService.saveDesignerTerms(user, toAgreements(request.terms()));
 
 		// Designer 생성 및 DB 저장
 		Designer designer = Designer.createDesigner(
diff --git a/src/main/java/ditda/backend/domain/auth/service/InstructorAuthService.java b/src/main/java/ditda/backend/domain/auth/service/InstructorAuthService.java
index f86ff4a..13db661 100644
--- a/src/main/java/ditda/backend/domain/auth/service/InstructorAuthService.java
+++ b/src/main/java/ditda/backend/domain/auth/service/InstructorAuthService.java
@@ -48,7 +48,7 @@ public AuthResult signup(InstructorSignupRequest request) {
 			LocalDateTime.now()
 		);
 
-		termService.saveTerms(user, toAgreements(request.terms()));
+		termService.saveInstructorTerms(user, toAgreements(request.terms()));
 
 		// 왜인지 모르겠지만 save로 했을때는 user만 저장. Instructor는 저장 X
 		instructorRepository.saveAndFlush(Instructor.createInstructor(user));
diff --git a/src/main/java/ditda/backend/domain/term/entity/enums/TermType.java b/src/main/java/ditda/backend/domain/term/entity/enums/TermType.java
index 494076c..753b72f 100644
--- a/src/main/java/ditda/backend/domain/term/entity/enums/TermType.java
+++ b/src/main/java/ditda/backend/domain/term/entity/enums/TermType.java
@@ -1,9 +1,8 @@
 package ditda.backend.domain.term.entity.enums;
 
 public enum TermType {
-	SERVICE,
-	USERINFO,
-	SETTLEMENT,
-	// 탈중개화
-	DISINTERMEDIATION
+	DESIGNER_SERVICE,        // 디자이너 이용약관
+	INSTRUCTOR_SERVICE,      // 강사 이용약관
+	USERINFO,                // 개인정보 처리 방침
+	SETTLEMENT,              // 결제·환불 정책
 }
diff --git a/src/main/java/ditda/backend/domain/term/service/TermService.java b/src/main/java/ditda/backend/domain/term/service/TermService.java
index 7db0650..17a6fc8 100644
--- a/src/main/java/ditda/backend/domain/term/service/TermService.java
+++ b/src/main/java/ditda/backend/domain/term/service/TermService.java
@@ -22,45 +22,53 @@
 @RequiredArgsConstructor
 public class TermService {
 
-	private static final Set<TermType> REQUIRED_TERMS = Set.of(
-		TermType.SERVICE,
-		TermType.USERINFO,
-		TermType.SETTLEMENT,
-		TermType.DISINTERMEDIATION
+	private static final Set<TermType> DESIGNER_REQUIRED = Set.of(
+		TermType.DESIGNER_SERVICE,
+		TermType.USERINFO
 	);
+	private static final Set<TermType> INSTRUCTOR_REQUIRED = Set.of(
+		TermType.INSTRUCTOR_SERVICE,
+		TermType.USERINFO
+	);
+
 	private final UserTermRepository userTermRepository;
 	private final PaymentTermRepository paymentTermRepository;
 
 	@Transactional
 	public void savePaymentTerm(Payment payment, String version, boolean isAgreed) {
 
-		PaymentTerm paymentTerm = PaymentTerm.create(
-			payment,
-			version,
-			isAgreed
-		);
+		PaymentTerm paymentTerm = PaymentTerm.create(payment, version, isAgreed);
 		paymentTermRepository.save(paymentTerm);
 	}
 
 	@Transactional
-	public void saveTerms(User user, List<TermAgreement> agreements) {
-		validateRequiredAgreements(agreements);
-
-		List<UserTerm> terms = agreements.stream()
-			.map(a -> UserTerm.createTerm(user, a.type(), a.version(), a.isAgreed()))
-			.toList();
+	public void saveDesignerTerms(User user, List<TermAgreement> agreements) {
+		validateRequiredAgreements(agreements, DESIGNER_REQUIRED);
+		saveAllTerms(user, agreements);
+	}
 
-		userTermRepository.saveAll(terms);
+	@Transactional
+	public void saveInstructorTerms(User user, List<TermAgreement> agreements) {
+		validateRequiredAgreements(agreements, INSTRUCTOR_REQUIRED);
+		saveAllTerms(user, agreements);
 	}
 
-	private void validateRequiredAgreements(List<TermAgreement> agreements) {
-		for (TermType required : REQUIRED_TERMS) {
+	private void validateRequiredAgreements(List<TermAgreement> agreements, Set<TermType> required) {
+		for (TermType type : required) {
 			boolean agreed = agreements.stream()
-				.anyMatch(a -> a.type() == required && a.isAgreed());
+				.anyMatch(a -> a.type() == type && a.isAgreed());
 			if (!agreed) {
 				throw new GeneralException(TermErrorCode.REQUIRED_TERMS_NOT_AGREED);
 			}
 		}
 	}
+
+	private void saveAllTerms(User user, List<TermAgreement> agreements) {
+		List<UserTerm> terms = agreements.stream()
+			.map(a -> UserTerm.createTerm(user, a.type(), a.version(), a.isAgreed()))
+			.toList();
+
+		userTermRepository.saveAll(terms);
+	}
 }