diff --git a/contracts/reputation/src/fixed_point.rs b/contracts/reputation/src/fixed_point.rs
new file mode 100644
index 0000000..8300a30
--- /dev/null
+++ b/contracts/reputation/src/fixed_point.rs
@@ -0,0 +1,42 @@
+/// Safe fixed-point arithmetic for reputation calculations
+/// All division operations are protected against division by zero
+
+/// Calculate average rating with safe division
+/// Returns 0 if review_count is 0 (no division by zero)
+pub fn calculate_avg_rating(total_points: i128, review_count: u32) -> i32 {
+    if review_count == 0 {
+        return 0;
+    }
+    
+    // Safe division: total_points / review_count
+    // Returns 0 if division would result in overflow or underflow
+    let count = review_count as i128;
+    let avg = total_points / count;
+    
+    // Clamp to valid rating range (0-5 in 1000-scale)
+    avg.clamp(0, 5000) as i32
+}
+
+/// Safe division for basis point calculations
+/// Returns 0 if denominator is 0
+pub fn safe_div_bps(numerator: i128, denominator: i128) -> i32 {
+    if denominator == 0 {
+        return 0;
+    }
+    
+    let result = numerator / denominator;
+    result.clamp(0, 10_000) as i32
+}
+
+/// Multiply two basis point values with safe division
+/// Returns 0 if denominator is 0
+pub fn bps_multiply(a: i32, b: i32, scale: i32) -> i32 {
+    if scale == 0 {
+        return 0;
+    }
+    
+    let product = (a as i128) * (b as i128);
+    let result = product / (scale as i128);
+    
+    result.clamp(0, 10_000) as i32
+}
diff --git a/contracts/reputation/src/lib.rs b/contracts/reputation/src/lib.rs
index c7f11c7..6ed0030 100644
--- a/contracts/reputation/src/lib.rs
+++ b/contracts/reputation/src/lib.rs
@@ -1,5 +1,6 @@
-#![no_std]
+#![no_std]
 
+mod fixed_point;
 mod profile;
 mod storage;
 
diff --git a/contracts/reputation/src/test.rs b/contracts/reputation/src/test.rs
index ac7faba..5ad6886 100644
--- a/contracts/reputation/src/test.rs
+++ b/contracts/reputation/src/test.rs
@@ -6,6 +6,33 @@ use crate::{
 use soroban_sdk::{Address, Env, String};
 use soroban_sdk::testutils::Address as _;
 
+#[test]
+fn test_fixed_point_zero_division_protection() {
+    // Test calculate_avg_rating with zero review count
+    let avg = crate::fixed_point::calculate_avg_rating(15000, 0);
+    assert_eq!(avg, 0); // Should return 0 instead of panicking
+
+    // Test safe_div_bps with zero denominator
+    let result = crate::fixed_point::safe_div_bps(10000, 0);
+    assert_eq!(result, 0); // Should return 0 instead of panicking
+
+    // Test bps_multiply with zero scale
+    let result = crate::fixed_point::bps_multiply(5000, 2, 0);
+    assert_eq!(result, 0); // Should return 0 instead of panicking
+
+    // Test calculate_avg_rating with valid inputs
+    let avg = crate::fixed_point::calculate_avg_rating(15000, 3);
+    assert_eq!(avg, 5000); // 15000/3 = 5000
+
+    // Test safe_div_bps with valid inputs
+    let result = crate::fixed_point::safe_div_bps(5000, 2);
+    assert_eq!(result, 2500); // 5000/2 = 2500
+
+    // Test bps_multiply with valid inputs
+    let result = crate::fixed_point::bps_multiply(5000, 2, 10000);
+    assert_eq!(result, 1); // (5000*2)/10000 = 1
+}
+
 #[test]
 fn test_initialize() {
     let env = Env::default();