.env.example

# API Keys (DO NOT COMMIT ACTUAL KEYS)
# See docs/api-keys.md for detailed acquisition instructions

# Market Data APIs (all optional - yfinance works without keys)
FINNHUB_API_KEY=your_finnhub_api_key_here
ITC_API_KEY=your_itc_api_key_here

# Optional: OpenAI (for specific agent tasks)
OPENAI_API_KEY=your_openai_api_key_here

# Database
DATABASE_URL=sqlite:///family_office.db

# Email Settings (for reports)
SMTP_SERVER=smtp.gmail.com
SMTP_PORT=587
EMAIL_FROM=your_email@example.com
EMAIL_PASSWORD=your_app_password_here

# Notification Settings
SLACK_WEBHOOK_URL=your_slack_webhook_here

# Portfolio Settings
DEFAULT_RISK_TOLERANCE=aggressive
REBALANCE_THRESHOLD=0.05
TAX_RATE=0.25