diff --git a/CHANGELOG.md b/CHANGELOG.md
index 8f03295..d93803b 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -1,6 +1,9 @@
 # Changelog
 All notable changes to this project will be documented in this file.
 
+## [3.1.11]
+- Added `Schemes` element to `Terminal` in `/getTerminals` API response, carrying the per-terminal supported card schemes and dual-brand pairs (`DualBrandPair` with `schemeA`, `schemeB`, `default` attributes)
+
 ## [3.1.10]
 - Add `source` parameter to Apple Pay request data to support APPLE_PAY_JS_API / PASSKIT scenarios 
 
diff --git a/build.gradle b/build.gradle
index b09d0d8..5a62a0a 100644
--- a/build.gradle
+++ b/build.gradle
@@ -9,7 +9,7 @@ plugins {
 }
 
 group = 'com.altapay'
-version = '3.1.10'
+version = '3.1.11'
 
 repositories {
     mavenCentral()
diff --git a/src/main/java/com/pensio/api/PensioMerchantAPI.java b/src/main/java/com/pensio/api/PensioMerchantAPI.java
index 7035d6c..3ce32d1 100644
--- a/src/main/java/com/pensio/api/PensioMerchantAPI.java
+++ b/src/main/java/com/pensio/api/PensioMerchantAPI.java
@@ -89,16 +89,16 @@ public APIResponse updateOrder(UpdateOrderRequest request) throws PensioAPIExcep
 		return getAPIResponse("updateOrder", HttpMethod.POST, params);
 	}
 	
-	public APIResponse reservation(PaymentReservationRequest request) throws PensioAPIException 
+	public APIResponse reservation(PaymentReservationRequest request) throws PensioAPIException
 	{
 		HashMap<String, String> params = new HashMap<>();
 		setPaymentRequestParameters(request, params);
 		setCreditCardRequestParameters(request, params);
 		setPaymentSource(request, params);
-		
+
 		return getAPIResponse("reservation", HttpMethod.POST, params);
 	}
-	
+
 	private void setPaymentSource(PaymentReservationRequest request,
 			HashMap<String, String> params)
 	{
diff --git a/src/main/resources/xsd/APIResponse.xsd b/src/main/resources/xsd/APIResponse.xsd
index 6a6480f..7d8f1e1 100644
--- a/src/main/resources/xsd/APIResponse.xsd
+++ b/src/main/resources/xsd/APIResponse.xsd
@@ -188,6 +188,7 @@
             <xs:element name="LogoUrl" type="xs:string" maxOccurs="1" minOccurs="0"/>
             <xs:element name="Translations" type="Translations" maxOccurs="1" minOccurs="0"/>
             <xs:element name="FormTemplates" type="FormTemplates" maxOccurs="1" minOccurs="0"/>
+            <xs:element name="Schemes" type="Schemes" maxOccurs="1" minOccurs="0"/>
         </xs:all>
     </xs:complexType>
 
@@ -250,6 +251,19 @@
         <xs:attribute name="method" type="xs:string"/>
     </xs:complexType>
 
+    <xs:complexType name="Schemes">
+        <xs:sequence>
+            <xs:element name="Scheme" type="xs:string" minOccurs="0" maxOccurs="unbounded"/>
+            <xs:element name="DualBrandPair" minOccurs="0" maxOccurs="unbounded">
+                <xs:complexType>
+                    <xs:attribute name="schemeA" type="xs:string" use="required"/>
+                    <xs:attribute name="schemeB" type="xs:string" use="required"/>
+                    <xs:attribute name="default" type="xs:string" use="optional"/>
+                </xs:complexType>
+            </xs:element>
+        </xs:sequence>
+    </xs:complexType>
+
     <xs:complexType name="FormTemplates">
         <xs:sequence>
             <xs:element name="FormTemplate" type="xs:string" minOccurs="0" maxOccurs="unbounded"/>